Most renters have accumulated more assets than they think. And just because these assets are located in a rental doesn’t make them any less important. Whether you’re renting an apartment, home or townhouse, an unforeseen event could damage or destroy your assets and there would be no opportunity to recover the value. We offer cheapest renters insurance in California. Renters insurance can protect personal property in the event of theft, fire, or in case a visitor to your rented property sustains injury or death.